Lending Guidelines & Options:

• All Types from Loans or Capital Leases to Sale-Leasebacks & Off-Balance Sheet Leases.  
• Non-Bank Financing Alternative:                                                                            1-   Preserve your credit lines for other uses                                                                         2-  100% financing with no downpayment required                                                                3-   An Operating Lease (if selected) can provide tax savings, increase cash flow (due to smaller payments), and improve Balance Sheet ratios that may affect Bank Covenants, borrowing criteria, & credit ratings.  This option also provides greater flexibility to upgrade equipment at less cost when needs or technology changes. 
• Structured Loans/Leases: we can use creative financing to handle difficult or unusual requests
• Small Ticket: Application-only approvals up to $75,000 with good credit ($150,000 for hard collateral)- see Online Application below.  
• Mid Ticket up to $15 Million (Single Transactions or Lines of Credit)
• Big Ticket including Non-Investment Grade credits  
• Nationwide Coverage (International on a case-by-case basis)
• Portfolio Purchases:  Single Transactions or On-going Facility
• Vendor Programs (non-recourse, private label, pre-funding options, soft costs can be included, co-branded marketing, technology exchange & migration programs, servicing option, secure online "office" & customer application)
• Venture Leasing: funding for High Risk Transactions that are backed by venture capital
• Restructuring of Current Leases/Loans (to extend terms, reduce payments, & significantly improve a company's cash flow)